Curious Souls

Wherein I reveal the impact of short selling our house on my credit score! February 4, 2010 (just before the short sale hit my credit): Note that this was a scale of 830. I used the same company to get my scores both times ( TrueCredit ) and today they gave me my scores using a scale of 990. Why??? If they thought to confuse me, they FAILED! I know how to do math, yo. February 4, 2010 in percentages: February 6, 2011: February 6, 2011 in percentages: Comparison: So my credit score dropped an average of 12% as a result of short selling our house (with one missed payment at the end of the short sale process). I have no idea if this can be unilaterally applied to other people in the same situation; how they calculate credit scores is something of a mystery and predicting what the effect would be was one of the larger irritations during the process. NOBODY could or would tell me. But hopefully this is a general guide of what to expect for those of you going through (or ...

As you all know, I am a HUGE fan of Mvelopes and credit this program/system/software for every single financial goal we have reached (paying off all of our debt, saving up a bunch of money, quitting our job and traveling, working for ourselves, etc). If you have been considering trying them out, now is the time. Today I received this offer in my inbox: If you are interested in this offer, let me know and I will forward the email to you as sign up must be through the embedded link.  ~~~~~~~~~~~~~~~~~~~ Update: Leanne asked a great question that I should have addressed in the post. I currently pay $39.60 quarterly. 

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