Wherein I reveal the impact of short selling our house on my credit score! February 4, 2010 (just before the short sale hit my credit): Note that this was a scale of 830. I used the same company to get my scores both times ( TrueCredit ) and today they gave me my scores using a scale of 990. Why??? If they thought to confuse me, they FAILED! I know how to do math, yo. February 4, 2010 in percentages: February 6, 2011: February 6, 2011 in percentages: Comparison: So my credit score dropped an average of 12% as a result of short selling our house (with one missed payment at the end of the short sale process). I have no idea if this can be unilaterally applied to other people in the same situation; how they calculate credit scores is something of a mystery and predicting what the effect would be was one of the larger irritations during the process. NOBODY could or would tell me. But hopefully this is a general guide of what to expect for those of you going through (or ...
An Experiment in Alternative Living