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Is Lying Such a BAD Thing?

So do you know how we said we would never have a mortgage again? Yeah, well, I guess we lied. Just over two years since we short sold our house in Phoenix, we read the tea leaves and determined that a mortgage is just exactly what we should get our hands on. Can I get a woot woot for debt?!

Why? Why in the world would we consider going into debt again? The boring reasons are the extremely robust rental market in Fort Collins (the rental vacancy rate is 3%), boring old math (it is currently cheaper to own than rent) and the fact that we love-love-love it here and have no plans to ever leave. But really, we just want to paint the damn walls a different color. Do we need another reason?

So we are buying a foreclosure (oh, the irony), close enough to bike to town but in a rural part of Fort Collins (we are on a quarter acre and are zoned as a farm). We can't wait to be surrounded by silence and Republicans.

Here is our new mountain chalet in all of its glory. We have some work to do.

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